The dog that trots about finds a bone.
Expect problems and eat them for breakfast.
Do not weep do not wax indignant. Understand.
Be kind whenever possible. It is always possible.
After a storm comes a calm.
If you're going through hell, keep going.
I can, therefore I am.
Without hard work, nothing grows but weeds.
Be gentle to all and stern with yourself.
Always desire to learn something useful.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.