The dog that trots about finds a bone.
Never complain and never explain.
Always desire to learn something useful.
Problems are not stop signs, they are guidelines.
Either you run the day or the day runs you.
Be thine own palace, or the world's thy jail.
The most effective way to do it, is to do it.
Expect problems and eat them for breakfast.
If you're going through hell, keep going.
It's always too early to quit.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.